When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content When Do You Need a Will? When do you need a will? The answer is easy: Right Now. How Will Working Affect Social Security Benefits? Knowing the rules may help you decide when to start benefits. Infographic: Life Insurance: The Basics A reassurance that you can live life to its fullest, knowing your family will be financially protected when you pass away.